A Smarter Way to Grow Your Income and Influence
Become a Referral Partner with RMJ Advisory.
In less than 30 Minutes, Discover a Whole New Opportunity – Access the Video Below
Your relationships are powerful. Whether you’re a CPA, attorney, realtor, mortgage broker, insurance agent, sales professional, entrepreneur, or someone who simply knows people — your network could be more valuable than you realize. Join us for a quick opportunity overview and discover how you can earn referral fees by connecting clients, friends, and business contacts to RMJ Advisory — a nationally recognized financial firm known for helping individuals and families build, protect, and transfer wealth.
WHEN
Join us ON-DEMAND
TIME
It only takes 20 MINUTES of your time
COST
FREE TO REGISTER AND ATTEND
Learn to Build a Technology-Driven Business!
No matter what industry you’re in, this introduction to our company is designed to equip you with the knowledge, tools, and opportunities to grow professionally and financially. RMJ Advisory combines decades of experience with institutional-level investment access, fiduciary guidance, and a mission-driven approach to improving financial outcomes for everyday Americans.
Whether you’re looking to expand your skill set, build a stronger financial foundation, or take your career to the next level, we’re here to support your journey toward lasting success.
Are You Ready to Change Your Financial Future?
You owe it to yourself to discover time-tested principles and put them to work in your life today! Join us for an overview of our Referral Partner Program and take control of your future! It’s more than just earning income—it’s about educating yourself, helping others improve their finances, and building a business on your terms. Whether you’re looking for a side hustle or a full-time career, this is your chance to become your own boss and make a real impact.
Simply enter your information above and join us for an enlightening, short virtual meeting to learn more about this opportunity. You may even learn something while you’re watching.
No Selling
Just connect people to licensed financial professionals.
Earn Income
Get compensated when your referrals become clients.
Add Value
Introduce smart strategies to the people who trust you.
Real Opportunity
Start small or expand into something much bigger over time.
Get financially educated! Learn how to make money work for you.
Learn what to do to make money work for you and how to teach others the same principles.
Easy to Use Technology
Our technology platform helps you track referrals, follow up, and get paid.
About the Tech
We provide you with a simple, powerful CRM and referral tracking system that makes it easy to share, follow up, and earn. You’ll always know the status of your referrals and have everything you need at your fingertips — from scripts to updates and training.
FAQ’s
What is the RMJ Advisory Referral Partner Program?
Our program is for licensed professionals who want to refer clients for life insurance, annuities, retirement, and estate planning services—and earn competitive commissions while building a business. All referral partners must hold a life and health insurance license, which we help you obtain through our onboarding and licensing program.
What does it cost to get started?
$450 one-time fee (if you don’t already have a license): Includes life & health licensing
course, exam prep, state filing, onboarding, and initial setup.
$100/month subscription (waived for the first 30 days): Covers:
- Sales Team Pro CRM
- Errors & Omissions Insurance (E&O)
- Full access to the RMJ training portal, scripts, webinars, tools, and live support
Already licensed? The setup fee is waived.
Can I refer friends to be partners, too?
Yes. You can invite friends or colleagues to become licensed referral partners under your team. If they join, you may be eligible to earn override compensation based on their production (if you’re licensed and active). There are no production requirements to stay active, but activity is encouraged for growth and advancement.
Do I need previous financial or sales experience?
No. We provide complete training from the ground up. Whether you’re brand new to financial services or already licensed, we walk you through:
- How to get licensed
- What to say
- How to refer clients
- How to grow with confidence and credibility
What training and support is included?
With your monthly subscription (free for the first 30 days), you receive:
- Sales Team Pro CRM
- All email and marketing campaigns
- Weekly coaching calls
- Full product training-Learn Personal Finance
- Licensing support
- Live webinars and recordings
- Scripts and presentations
You’re never left on your own. We mentor you every step of the way.
Can I get a securities license too?
Yes. After you’re active and licensed in life and health, we can sponsor you for:
- Series 6 (mutual funds & variable annuities)
- Series 65 (investment adviser representative)
This allows you to earn investment advisory fees and access even more client solutions.
What kinds of products and services can I refer clients for?
You can refer clients for:
- Life insurance (term, whole life, IUL, final expense)
- Annuities (fixed, indexed)
- Long-term care and critical illness coverage
- Living trusts and estate planning
- 401(k) and IRA rollovers
In addition to personal financial services, you can also refer small business owners for:
- 401(k) and retirement plan setup for employees
- Health sharing plans and small business health benefits
- Key person and buy-sell agreement funding using life insurance
- Business continuation and succession planning
- Business liability and property insurance solutions
How much can I earn?
You’ll earn commissions on every qualified referral, based on:
- The product type
- Your licensing level
- Any overrides from your team (if applicable)
Commission grids and bonus levels are available in the Sales Team Pro portal after onboarding.
What are the next steps to get started?
- Pay your $450 licensing fee (if unlicensed)
- Begin your training and licensing
- Access Sales Team Pro and tools
- Start referring clients and building your business!
- Continue learning
Can I deduct my costs and other business expenses?
Yes. Most of your business-related costs—such as licensing, training, CRM software, and marketing—are tax deductible along with other expenses as a 1099 independent contractor.
Can I use Sales Team Pro with my other businesses?
Yes. STP has many functionalities that can be used to follow up with your other businesses. You can create custom campaigns in the Broadcast section of STP.