Privacy Policy

Last Updated: February 6, 2026

Who we are

Our website address is: optimizeyourfinances.com.
This site is owned and operated by RMJ Marketing LLC (“we,” “us,” or “our”).

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site, we collect the data shown in the comments form, plus the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, avoid uploading images with embedded location data (EXIF GPS). Visitors to the website can download and extract location data from images on the website.

Contact forms (and communications)

When you submit a contact form, request information, schedule an appointment, or otherwise communicate with us, we may collect information such as your name, email address, phone number, and any message/details you provide. We use this information to respond to you, provide requested services/information, and for recordkeeping.

SMS/Text messaging (A2P/10DLC privacy)

If you provide your mobile number and opt in to receive text messages from us, we may collect and store:

  • Your phone number
  • Opt-in details (such as date/time, method of opt-in, and the consent language presented at opt-in) for compliance and auditing purposes

If you opt in, we may send text messages such as appointment reminders, updates, and service notifications related to your interaction with us.

  • Opt-out: Reply STOP at any time to opt out.
  • Help: Reply HELP for help.
  • Message frequency: Message frequency varies.
  • Message & data rates: Message and data rates may apply.

Important mobile information sharing notice:
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies

If you leave a comment on our site, you may opt in to saving your name, email address, and website in cookies. These are for your convenience so you don’t have to fill in your details again. These cookies last for one year.

If you visit our login page, we set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we set cookies to save your login information and screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me,” your login persists for two weeks. If you log out, the login cookies are removed.

If you edit or publish an article, an additional cookie is saved in your browser to indicate the post ID of the article you edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g., videos, images, articles, etc.). Embedded content behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with embedded content—especially if you have an account and are logged in to that website.

Analytics

We may use analytics tools to understand website traffic and usage (e.g., pages visited, time on site, referring pages). This helps us improve performance and user experience.

How we use your information

  • Respond to inquiries and provide customer support
  • Deliver requested information and services
  • Send appointment reminders, updates, and service notifications (if you opted in)
  • Maintain security, prevent fraud/abuse, and debug issues
  • Comply with legal obligations and enforce our policies

Who we share your data with

We may share your information with trusted service providers who help us operate the website and deliver services (for example, hosting, spam prevention, analytics, email delivery, and text messaging providers). These providers are permitted to use your information only to perform services for us and are expected to protect it.

  • To comply with law, regulation, legal process, or government request
  • To protect rights, safety, and security (ours, our users, or others)
  • In connection with a business transaction (e.g., merger, acquisition, or asset sale)

We do not sell your personal information.

How long we retain your data

  • Comments: Comment and its metadata may be retained indefinitely to recognize and approve follow-up comments.
  • Registered users (if any): Users can see, edit, or delete their personal information at any time (except usernames). Administrators can also see and edit that information.
  • Contact form submissions & support inquiries: Retained as long as needed to address your request and for reasonable business recordkeeping.
  • SMS consent records: We may retain opt-in/opt-out records and consent details to demonstrate compliance.

What rights you have over your data

If you have an account on this site or have left comments, you can request:

  • An exported file of the personal data we hold about you, including data you provided
  • That we erase personal data we hold about you

This does not include data we are required or permitted to keep for administrative, legal, security, or compliance purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

How we protect your data

We use reasonable administrative, technical, and organizational measures designed to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

What data breach procedures we have in place

We maintain procedures designed to assess, mitigate, and (when appropriate) notify affected parties and regulators of suspected or confirmed data breaches consistent with applicable law.

Important mobile information sharing notice:
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

What third parties we receive data from

We may receive information from third-party tools you use to interact with us (for example, scheduling platforms, form tools, analytics providers, and communications providers), limited to what is necessary to operate and improve our services.

What automated decision making and/or profiling we do with user data

We do not use your personal data for automated decision-making that produces legal or similarly significant effects.

Industry regulatory disclosure requirements

If you are receiving messages from us, you may opt out at any time as described above. If you have questions about our privacy practices, contact us using the information below.

Your contact information

RMJ Marketing LLC
Email: [email protected]
Phone: 615-915-4460
Address: 1802 Williamson Ct., Suite 101, Brentwood, TN 37027

Additional information / Changes to this policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with the “Last Updated” date revised.