2026 Financial Checklist

Answer a few quick Yes/No questions as we go through the workshop. At the end, you’ll see how much of your 2026 checklist you’ve already completed.

Do you have a written or digital monthly budget that you review at least once a month?

Yes No

Do you have an emergency fund with at least 3–6 months of essential expenses saved?

Yes No

Is your emergency fund kept in a separate, easily accessible savings or money market account?

Yes No

Do you have automatic transfers set up from checking to savings each month?

Yes No

Do you have automatic drafts set up into your retirement accounts (401(k), IRA, etc.) for 2026?

Yes No

Are you contributing at least enough to your workplace retirement plan to receive the full employer match?

Yes No

Do you have a clear contribution goal for retirement savings in 2026 (a % of income or a dollar amount)?

Yes No

Have you reviewed your life insurance coverage in the past 12 months?

Yes No

Do you have a written plan to pay off your non-mortgage debt (credit cards, personal loans, etc.)?

Yes No

Do you know your top three money priorities for the first 90 days of 2026?

Yes No

2026 Financial Checklist Summary

Completed during the “Checking All the Boxes for 2026” workshop.

Checklist Item	Status